You can use your Klarna balance to pay for any existing Klarna orders or services by logging in to the

1. Go to Payments

2. Choose your Pay in 4 or Pay over time purchase

3. Tap Pay early and select Klarna balance as your funding source

Alternatively, you can choose Klarna balance as your preferred payment option in the store’s checkout.

• Pay in 4
  Use your Klarna balance to pay the first installment - either partially or fully.

• Pay in full
  Use your Klarna balance to pay. Keeping in mind the amount on your Klarna balance needs to cover the full purchase price.

Good to know: 

• You can also use Klarna balance for scheduled payments and subscriptions. Simply copy and paste your Klarna balance account details to your ACH Direct Debits.

• Klarna Debit Flex Card Pay in full transactions are withdrawn from your Klarna balance automatically.

• Your Klarna refunds and store cashback will be transferred to your Klarna balance. 

Funds in your Klarna balance account are eligible for FDIC pass-through insurance up to $250,000, subject to certain conditions.