Each plan creation attempt generates a new automated decision assessment based on available decision data in real time. Before applying for a new plan, be sure:

• You haven’t exceeded your Purchase power
  You can check your

  Purchase power
  for the Klarna Debit Flex Card in our app.

• To check you don’t have any unpaid invoices
  Settle the amount due before making a new purchase with yourKlarna Debit Flex Card.

• To avoid exceeding your daily spending limit
  Manage spending responsibly. 

• Confirm your card is not temporarily blocked or frozen

Note: customer service agents do not have additional information about the automated decline reason and are not able to change or influence the decision.