KlarnaCustomer serviceProducts & servicesProducts & servicesProducts & servicesHow to use Klarna | Credit score & credit checks | One-time card | Klarna Credit Card | Payment optionsHow to use KlarnaWho can use Klarna?Where can I use Klarna?Can I use Klarna to purchase gift cards?Can I use Klarna to pay for subscriptions and on-demand services?How much am I eligible to spend?Can I pay in-store using Klarna?How can I avoid late fees?Does Klarna charge an annual fee?How can I make a formal complaint to Klarna?Credit score & credit checksDoes Klarna perform a credit check and will this affect my credit score?Does Klarna report to credit bureaus?One-time cardWhat is a One-time card and how does it work?What happens if my purchase is for a different amount than the One-time card?What if I never use the One-time card and want to cancel it?Why was the One-time card purchase declined?Klarna Credit CardHow do I apply for a Klarna Credit Card?When will my Klarna Credit Card be delivered?How do I pay for my Klarna Credit Card purchases?When will I receive my Klarna Credit Card refund?How do I block or cancel my Klarna Credit Card?Why was I denied a Klarna Credit Credit Card?Why was my Klarna Credit Card purchase declined?Payment optionsI have a payment due, which payment methods are accepted by Klarna?What is ‘Pay later in 30 days’?What is Pay over time and how does it work?How can I use Klarna on Apple Pay? Why are not all payment methods available at the checkout?