A hand holding smartphone with Klarna app open on the Pay in full page
Hand holding phone with Klarna app open on the Pay in full page

Pay in full

Pay in full.
Fast and secure.

Pay in full right away from your credit card, debit card, or directly from your bank account. See where you can pay in full today.

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Pay for what you love in an instant

Why do shoppers choose to pay in full?

  • All your details prefilled for use. Klarna makes sure your personal info is safe and secure.

  • Get extra peace of mind with Klarna's buyer protection.¹

  • No credit check, no fees.

  • Pay for everyday purchases instantly, with the ease and convenience you expect from Klarna.

¹ Exclusions apply.

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How Pay in full works

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Choose Klarna at checkout

Click on the pink badge and pay with Klarna at your favorite stores.

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Choose your payment option

Choose pay in full from the payment options offered by Klarna.

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Pay in full today

Complete your purchase and use the Klarna app to manage delivery tracking and more.

Pay your way at your favourite brands

Look for Klarna at checkout, offered at thousands of brands.

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Discover more ways to pay

Installments

Pay in 3

Split your purchase and spread the cost in 3 interest-free instalments, paid every 30 days.²

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Pay in 30 days

Shop now and get the flexibility to pay up to 30 days later, with no late fees or interest when you pay on time. Pay only for what you keep.²

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Financing

Need more time to pay? Simply spread the cost over smaller monthly payments. 6-24 month options are available.²

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² Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Klarna Financing is regulated by the FCA. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.

Frequently asked questions

Questions on how to use Pay in full? Find your answers below. For any further help or trouble-shooting, please contact customer service.

To use this payment option, you must be at least 18 years old, a resident of the UK and have a valid debit or credit card. A valid card means a card in your name and not expired. The card must also have sufficient funds to cover the purchase amount.

Klarna accepts most credit and debit cards. We will inform you at checkout if your card has not been accepted.

Klarna offers buyer protection to help you if you have a problem with a purchase. For more information visit the Buyer Protection Policy

here
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Never miss a payment with the Klarna app

Manage your payments and get due date reminders on the go.

Get the app

Download the app: