Pay in 30 days
Get it first. Pay later.
Shop and pay in up to 30 days after your purchase. No upfront payments and no interest. See where you can pay in 30 days.
Klarna's Pay in 30 days is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
No upfront payment, no interest
Why do shoppers choose to pay in 30 days?
Shop first and pay up to 30 days later.
Only pay for what you decide to keep.
No fees when you pay on time.
How Pay in 30 days works
Choose Klarna at checkout
At checkout, select Klarna's Pay in 30 option. Klarna will cover the purchase so you can get your items without any upfront cost.
Get 30 days to decide
Once the order ships, you have 30 days to decide if you're satisfied with your items. We’ll keep you on track with reminders.
Manage everything in one place
Complete your payment within 30 days, online or in the app, to avoid any late fees, paying only for the items you choose to keep.
Pay your way at your favourite brands
Look for Klarna at checkout, offered at thousands of brands.
Discover more ways to pay
Pay in 3
Split your purchase and spread the cost in 3 interest-free instalments, paid every 30 days.¹
Pay in full today
Pay for what you love right away. Fast and secure, with stored cards and buyer protection.²
Financing
Need more time to pay? Simply spread the cost over smaller monthly payments. 6-24 month options are available.¹
¹ Klarna’s Pay in 3/Pay in 30 days are unregulated credit agreements. Klarna Financing is regulated by the FCA. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
² Exclusions apply.
.Frequently asked questions
Questions on how to use Pay in 30 days? Find your answers below. For any further help or trouble-shooting, please contact customer service.
Klarna’s Pay in 30 days allows you to receive your order up front and get up to 30 days to pay without any interest and fees if you pay on time. In the Klarna app, you may have the option to pay off the balance earlier or extend the due date to a later date.
If your order is eligible for Pay in 30 days, the option will be presented at the time of checkout. As soon as the store ships your order, you will receive an email from Klarna outlining your payment. Your purchase and payment will then be visible and manageable in the Klarna app.
Good to know: There is no fee to use Pay in 30 days, if you pay on time.
Klarna may perform a soft credit check when you apply for Pay in 30 days. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.
Klarna currently accepts debit cards, credit cards and BACS (direct debit) as forms of payment when checking out with Pay in 30 days.
To be eligible to use Klarna you must:
Be a UK resident
Be at least 18
Have a valid card/bank account
Be able to receive verification codes via text
Never miss a payment with the Klarna app
Manage your payments and get due date reminders on the go.
Download the app: