1. Choose Klarna at checkout Click the pink badge to pay with Klarna at Mix And Match.
2. Pay flexibly with Klarna Choose how you'd like to pay and spread the cost over time, with the security of Klarna's buyer protection.
3. Manage everything in one place Make any remaining payments in the app or on Klarna.com. We'll keep you on track with reminders and updates.
Join millions who use Klarna at Mix And Match and other stores
100 million people love to shop and pay with Klarna anywhere.
"I absolutely love the freedom and simplicity of this app, so easy to keep track of every transaction and it makes you feel safe and protected. Brilliant app and I would recommend Klarna time and time again."
Martin - 15th of February 2025
"I find Klarna is excellent. I am able to make payments over time that suits my current budget. If there has been any problem, for example a return or refund required, Klarna have sorted this efficiently. Easy to manage on my phone with the app. Delighted with the service."
Penelope - 13th of February 2025
"Super convenient and easy!! Haven’t had any issues getting approved, set-up or making payments. Would recommend "
JC - 6th of June 2025
Customer reviews reflect their personal experience and opinion.
Showing our 5-star reviews.
Other ways to pay with Klarna at Mix And Match
Create a one-time card
Split your payments anywhere Visa is accepted with a one-time card.
Create one-time card
Create a one-time card
You can use the app to shop and pay flexibly at any store.
Download the Klarna appFrequently asked questions
For more help, please contact customer support.
To be eligible to use the Klarna you must:
- Be a resident of New Zealand
- Be at least 18
- Have a valid bank card/bank account
- Have a positive credit history
- Be able to receive verification codes via text
Then you can sign in to the appor login to the website to browse.
You can use Klarna at partnering physical shops and at any prepaid card-accepting online store in the US.
Explore the stores and shop with us directly from their websites or use the Klarna app to shop at any of your favorite stores and pay with Klarna.
Can I use Klarna to buy anything? Almost! But there are some exceptions:
- Utility or rent payments
- Gift cards
- Governmental bills & fines
- Medical care
- Online gaming or gambling
- Rideshare services
- Subscription services
- Drugs or alcohol
You can find more information in our [Terms & Conditions](Terms & Conditions).
There is no predefined spending limit when using Klarna. Instead, a new automated approval decision about how much you can spend with us is made each time you pay with Klarna. Eligibility is based on factors such as your payment history with Klarna, outstanding balance, the total amount in your shopping cart, and our ability to identify you.
Yes, when you use our Pay in 4, or pay later credit products we conduct a credit check to assess your eligibility for credit. This helps us ensure responsible lending and assist our customers to make good financial choices for their circumstances.
Good to know: If you make late payments or fail to pay, this could have a negative impact on your credit score and prevent you from using our payment methods in the future.
You can read more about the credit bureaus we use to perform credit checks in our privacy policy.
Split any purchase at Mix And Match with Klarna
Mix And Match has Klarna available at checkout. Shop what you love and choose how you pay every time you shop.