Flexible payments on Apple Pay
Split the cost with Klarna when you use Apple Pay at checkout online or in app.¹
Shop in more places online
Use Klarna to split your payments where Apple Pay is available.
The benefits of Klarna on Apple Pay
Flexible
Make purchases more manageable with Klarna's flexible payment options. Choose the best payment plan for you.
Secure
Get the security and privacy features you know and trust from Apple Pay, combined with Klarna's buyer protection every time you pay.²
Convenience
Manage everything in one place. Make any remaining payments in the Klarna app and we’ll keep you on track with reminders and updates.
How it works
1. Select Apple Pay at checkout
Find Apple Pay across a variety of stores, online or in apps, with your iPhone or iPad.
2. Tap "Other Cards & Pay Later Options"
Continue to select Klarna as your trusted pay later option.
3. Set up Klarna and pay flexibly
Choose how you want to pay, and split the cost.³
4. Complete your purchase
Securely authenticate your purchase with Face ID, Touch ID or passcode.
Questions about how to set up Klarna and use it on Apple Pay
Questions about how to set up and use Klarna on Apple Pay? Find your answers below. For any further help or trouble-shooting, please contact customer service.
You can use Klarna's payment options directly on Apple Pay when shopping online or in app, on iPhone or iPad.
Shop online or in app and choose Apple Pay at checkout.
Tap "Other Cards & Pay Later Options" and set up Klarna to pay flexibly.
Choose your preferred payment plan.
Confirm your purchase with a double click and Face ID, Touch ID or passcode.
Good to know:
You'll receive an order confirmation by email.
You can view and manage all your purchases in the Klarna app or on
.In-store purchases are not supported.
Be sure your device is updated to the latest iOS or iPadOS version.
Wait 24 hours before trying again.
The reason is displayed in a pop-up message, which appears at checkout,
. Be sure to follow the instructions in the pop-up message before attempting to make another purchase.¹ See Canadian payment terms at klarna.com/ca/paylaterin4. A higher initial payment may be required for some consumers.
² Exclusions apply. Learn more
.³ Paying over time on Apple Pay: Loans not offered by Apple. Subject to eligibility requirements and approval. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Available with Apple Pay online and in app, on iPhone and iPad. Not available in-store. Software requirements apply. Additional terms may apply. For more eligibility and feature details, see
.